LVR Calculator
A free, browser-based calculator. Runs entirely in your browser — no sign up, nothing stored.
100% FreeRuns in your browserBasic
Enter Values
Enter your values and press Calculate to see results.
How to use this calculator
- Enter the property value and deposit.
- Press Calculate.
How it works
Loan-to-value ratio = loan ÷ property value × 100. Lenders often want it under 80% to avoid mortgage insurance.
Worked example
$500k property, $100k deposit. $400k loan = 80% LVR.
Related tools
Tip: Enter any known values to calculate the remaining results.
All calculations run in your browser. Your inputs are never saved or transmitted.