Emergency Fund Calculator
A free, browser-based calculator. Runs entirely in your browser — no sign up, nothing stored.
100% FreeRuns in your browserBasic
Enter Values
Enter your values and press Calculate to see results.
How to use this calculator
- Enter your monthly expenses.
- Optionally set months of cover, then Calculate.
How it works
Target fund = monthly expenses × months of cover (commonly 3–6 months).
Worked example
$3,000/month × 6. = $18,000.
Related tools
Tip: Enter any known values to calculate the remaining results.
All calculations run in your browser. Your inputs are never saved or transmitted.