Net Worth Calculator
Add up your assets and liabilities to calculate your total net worth quickly and privately, free in your browser with no sign-up required.
Enter Values
Before you rely on this: First-pass guide only. Verify safety-critical or regulated work against the relevant standards, your project requirements and a qualified professional.
How to use this calculator
- Enter total assets and total liabilities.
- Press Calculate.
How it works
Net worth = total assets − total liabilities.
Worked example
$500k assets, $300k debts. = $200k net worth.
Common mistakes
- Listing gross asset values but forgetting the debts against them (e.g. a house without its mortgage).
- Counting the same money in two accounts twice.
Frequently asked questions
What counts as an asset?
Anything you own with value — cash, savings, investments, property, vehicles and super/retirement balances.
What counts as a liability?
Everything you owe — mortgage, personal and car loans, credit-card balances and other debts.
What counts as an asset or a liability?
Assets are what you own (cash, property, investments, super); liabilities are what you owe (loans, credit cards). Net worth is assets minus liabilities.
Related tools
- Emergency Fund Calculator
- APY Calculator
- Compound Interest Calculator
- Discount Calculator
- Future Value Calculator
- GST Add Remove Calculator
Explore more in Finance, Business, Property & Pricing.
Cite this tool
Zerdly. (2026). Net Worth Calculator. Retrieved from https://www.zerdly.com/tools/net-worth-calculator/
Tip: Enter any known values to calculate the remaining results.
All calculations run in your browser. Your inputs are never saved or transmitted.